In 1911, Wisconsin adopted a Workmen's Compensation Act. The intent of the law (Chapter 102 of the Wisconsin Statutes) was to require an employer to promptly and accurately compensate a worker for any injury suffered on the job, regardless of the existence of any fault or whose it might be.

Worker's compensation is protection mandated by state law for a worker and his or her dependents against injury and death occurring in the course of employment. It is not health insurance and is not intended to compensate for disability other than disability caused by injury arising out of employment. The purpose of the worker's compensation system is to provide financial and medical benefits to the victims of "work-related" injuries and their families regardless of fault.

• Consumer Guide to Worker's Compensation Insurance for Employers
       Administration of the System
       Wisconsin Worker's Compensation Insurance Pool
       How to Get Answers to Your Questions
• Worker's Compensation Insurance Rates
• Insurer Bulletins
       June 2, 1998 -- Dividends on Worker's Compensation Insurance Policies
       July 8, 1999 -- Clarification of the June 2, 1998, Bulletin
• Policy Forms
• Related Links

A list of the insurers offering worker's compensation insurance is in the Wisconsin Compensation Rating Bureau Annual Report. Click on the "About Us" tab to access the report.

Policy Forms

Standard worker's compensation insurance forms are used in Wisconsin. All insurance companies must use the approved policy forms, applications and endorsements filed by Wisconsin Compensation Rating Bureau (Bureau) on behalf of all its members. Substantive deviations from the approved policy forms, applications and endorsements are not allowed.

Insurance companies should not file worker's compensation insurance policy forms, applications or endorsements with OCI. Insurance companies that wish to introduce new policy forms may request the Rating Committee of the Bureau to consider filing the policy forms with our office. Should the Rating Committee vote to make such a filing and receive approval from our office, the forms would be available for use by all Bureau members.

Questions regarding the policy forms, applications, and/or endorsements approved for use in Wisconsin or requests to consider new policy forms, should be directed to the Bureau at:

Related Links

• Worker's Compensation Division of the Department of Workforce Development: http://www.dwd.state.wi.us/wc/

• Wisconsin Compensation Rating Bureau: https://www.wcrb.org/WCRB/wcrbhome.htm

• National Council on Compensation Insurance: https://www.ncci.com/nccimain/pages/default.aspx

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