You can generally join a Medicare Advantage Plan if you meet these conditions:

  • You have Medicare Part A (hospital insurance) and Medicare Part B (medical insurance).
  • You live in the service area of the plan. Contact the plan you're interested in to find out about its service area.
  • You don't have End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

All health plan choices may not be available in your area.

Note: In most cases, you can join a Medicare Advantage Plan only at certain times.