We have tried to limit the use of acronyms and initials, but some terms are used so often the acronyms are practical and of assistance to you. The term will be spelled at its first use in the text with the acronym or initials following in parentheses. For your convenience, the following is a listing of acronyms and initials that appear in the Office of the Commissioner of Insurance - Senior Issues Web site.

ADLsActivities of Daily Living
AEPAnnual Election Period
AOAAdministration on Aging
BOALTCBoard on Aging and Long-Term Care
CMOsCase Management Organizations
CMSCenters for Medicare & Medicaid Services
COBCoordination of Benefits
COBRAConsolidated Omnibus Budget Reconciliation Act
COPCommunity Options Program
CWAGCoalition of Wisconsin Aging Groups
DHFSDepartment of Health and Family Services
DMEDurable Medical Equipment
EOBExplanation of Benefits
EOMBExplanation of Medicare Benefits
ESRDEnd-Stage Renal Disease
FLTCIPFederal Long-Term Care Insurance Program
HIPAAHealth Insurance Portability and Accountability Act
HMOHealth Maintenance Organization
IROIndependent Review Organization
LISLow-Income Subsidy
LTCLong-Term Care
MA-PDMedicare Advantage Prescription Drug
MMAMedicare Prescription Drug, Improvement, and Modernization Act of 2003
MSAMedical Savings Account
MSNMedicare Summary Notice
OCIOffice of the Commissioner of Insurance
OEPOpen Enrollment Period
OPMOffice of Personnel Management
PDPPrescription Drug Plan
PFFSPrivate Fee for Service Plan
POSPoint of Service
PPOPreferred Provider Organization Plan
QMBQualified Medicare Beneficiary
RCACsResidential Care Apartment Complexes
RRBRailroad Retirement Board
SHIPState Health Insurance Assistance Program
SLMBSpecified Low-Income Medicare Beneficiary
SLMPSpecified Low-Income Medicare Beneficiary Program
SNFSkilled Nursing Facility
SNPSpecial Needs Plan
SSASocial Security Administration
SSISupplemental Security Income
USPCCUnited States Per Capital Costs
VADepartment of Veteran Affairs