| |
|
|
| skip nav Home Agent Company Consumer En Español Department Site Index How to Contact Us | |||
| Insurance Coverage for Small Employers |
|
As a convenience, the Office of the Commissioner of Insurance (OCI) offers links to certain Web sites created and maintained by other public and/or private entities. OCI has no control over linked sites and cannot guarantee, or be held responsible for, materials found on any non-OCI site. A link to another Web site does not mean that OCI endorses that site. Auto Wisconsin Auto Insurance Plan (WAIP) (https://www.wcrb.org/WAIP/WAIP_Home_Page.htm) If you are unable to find coverage in the private auto insurance market, you can be insured through the Wisconsin Auto Insurance Plan. You can apply through any licensed property and casualty agent. Mailing Address Street Address Wisconsin's Financial Responsibility Law (www.dot.state.wi.us) Wisconsin has a financial responsibility law. It is designed to make sure that any motorist licensed to drive in Wisconsin has insurance or enough money to pay for damages to others that may be caused by a motor vehicle. Mailing Address Street Address Federal Emergency Management Agency (FEMA) (www.fema.gov) FEMA is responsible for leading the effort to prepare the nation for all hazards and to effectively manage federal response and recovery efforts following any national incident. FEMA also initiates proactive mitigation activities, trains first responders, and manages the National Flood Insurance Program and the U.S. Fire Administration.
FEMA 500 C St., SW Washington, DC 20472 National Flood Insurance Program (NFIP) (www.fema.gov/business/nfip/) The NFIP makes Federally-backed flood insurance available in communities that agree to adopt and enforce floodplain management ordinances to reduce future flood damage. National Flood Insurance is available in more than 19,000 communities across the United States and it's territories.
FEMA Regional Office 536 Clark St., 6th Floor Chicago, IL 60605 WYO Participating Insurance Companies (www.fema.gov/business/nfip/wyo) This list represents some of the private insurance companies that, through an agreement with the Federal Insurance Administration, sell and service federal flood insurance policies. You may also contact your insurance agent or company to find out more about federal flood insurance. The Federal Insurance Administration does not specifically endorse any of the companies listed. BadgerCare Plus (http://dhs.wisconsin.gov/badgercareplus/) BadgerCare Plus is a new program for children under 19 years of age and families in Wisconsin who need and want health insurance. BadgerCare Plus is for all children, regardless of income. BadgerCare Plus is about more than just children. It also offers access to comprehensive, affordable health care to many families and pregnant women in Wisconsin. Center for Patient Partnerships (www.patientpartnerships.org) A small educational center at the University of Wisconsin-Madison dedicated to training future professionals in law, public affairs, pharmacy, social work, medicine, and other related disciplines about health care patient advocacy. Continuation and Conversion Rights in Insurance In 1980 the Wisconsin Legislature passed a law relating to continuation and conversion rights in health insurance policies. The federal government passed a law in 1986 that also gives certain individuals the right to continue health care coverage. Federal COBRA Law (www.dol.gov/dol/topic/health-plans/index.htm) For questions on the federal COBRA contact the federal Department of Labor.
U.S. Department of Labor - Chicago Regional Office Employee Benefits Security Administration 200 W. Adams, Suite 1600 Chicago, IL 60606 Wisconsin Continuation and Conversion Law (oci.wi.gov) For questions about the Wisconsin law, contact the Office of the Commissioner of Insurance. Health Insurance Risk-Sharing Plan (HIRSP) (www.hirsp.org/) The Wisconsin Health Insurance Risk-Sharing Plan (HIRSP) offers health insurance to Wisconsin residents who, due to their medical conditions, are unable to find adequate health insurance coverage in the private market.
HIRSP Customer Service 1751 W. Broadway PO Box 8961 Madison, WI 53708-8961 The Health Insurance Portability and Accountability Act of 1996 (HIPAA) (www.dol.gov/dol/topic/health-plans/portability.htm) The Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs. If your plan is a fully insured group health plan contact:
1-800-236-8517 Statewide (608) 266-0103 Madison If your plan is self-insured contact:
U.S. Department of Labor (DOL) Employee Benefits Security 2200 W. Adams St., Suite 1600 Chicago, IL 60606 (312) 353-0900 Phone (312) 353-1023 Fax Medical Information Bureau (MIB) (www.mib.com/) The MIB is a private company that insurance companies use to share information about insurance applicants. If you are denied coverage based on medical history, you may want to find out if you have an MIB file and if so, is it correct. If your file contains incorrect information, you have the right to ask the MIB to correct it. You may obtain a copy of your report by calling or writing to:
MIB, Inc. 50 Braintree Hill Park Suite 400 Braintree, MA 02184-8734 Wisconsin Insurance Plan (WIP) (www.wisinsplan.com) If you are unable to find coverage in the private insurance market, you can be insured through the Wisconsin Insurance Plan (WIP). WIP is property insurance of the last resort. You may apply through any licensed property and casualty agent.
Wisconsin Insurance Plan 700 W. Michigan St., Suite 320 Milwaukee, WI 53233-2415 Department of Commerce (www.commerce.state.wi.us/) The Wisconsin Department of Commerce is the state's primary agency for delivery of integrated services to businesses. Mailing Address Street Address Department of Regulation and Licensing (DRL) (drl.wi.gov/index.htm) The Wisconsin Department of Regulation and Licensing is responsible for credentialing and regulating various professions in the state of Wisconsin. Regulation of professions is accomplished through appropriate licensing boards as well as directly by the Department. The Department provides centralized administrative services to 26 regulatory boards, with responsibilities for regulating over 100 professions, occupations and business establishments. Mailing Address Street Address Department of Financial Institutions (DFI) (www.wdfi.org) The Department of Financial Institution's mission is to protect consumers of financial services and ensure the soundness of Wisconsin's financial institutions.
Department of Financial Institutions 345 W. Washington Ave. Madison, WI 53703 Department of Revenue (DOR) (www.dor.state.wi.us) The Wisconsin Department of Revenue (DOR) provides information to help your business comply with state tax laws. Mailing Address Street Address Small Business Administration (SBA) (www.sba.gov/localresources/district/wi/index.html) The SBA makes direct business loans and guarantees bank loans to small businesses, as well as making loans to victims of natural disasters, working to get government procurement contracts for small businesses and helping business owners with management and technical assistance and business training. Madison Address Milwaukee Address Worker's Compensation Insurance Companies Licensed to sell Worker's Compensation Insurance in Wisconsin (oci.wi.gov/workcomp/wcliccos.htm) Company Lookup (https://ociaccess.oci.wi.gov/CmpInfo/CmpInfo.oci) Wisconsin Worker's Compensation Division (www.dwd.state.wi.us/wc/default.htm) Madison Street Address State Office Building Room 330 819 N. 6th St. Milwaukee, WI 53203 414-227-4381 Phone 414-227-4012 Fax Appleton Fidelity Bank Bldg. Room 310 1500 N. Casaloma Dr. Appleton, WI 54913-8200 (920) 832-5450 Phone (920) 832-5355 Fax Wisconsin Compensation Rating Bureau (WCRB) (https://www.wcrb.org/WCRB/wcrbhome.htm) The Wisconsin Compensation Rating Bureau is a licensed rate service organization for worker's compensation insurance in Wisconsin. The WCRB is responsible for the classification of employers, the rates and rating plans used, all policy forms and analysis of all statistical and other data needed to meet its responsibilities. Mailing Address Street Address |
| Updated: November 19, 2008 |
| Home Agent Company Consumer En Español Department Site Index How to Contact Us |