Consumer's Guide to Insurance
For Small Business Owners

Guide Provides Information On: Business Owner's Package Policy Auto Insurance Worker's Compensation Insurance Health Insurance

If you operate a full- or part-time business you will need both property and liability insurance. Property insurance provides protection in case of a theft or if a fire breaks out at your business headquarters and destroys equipment and inventory. Liability insurance provides protection in case someone gets hurt using your product or services or falls down the stairs.

As a business owner you may need other types of insurance coverage such as auto, worker’s compensation, health, or disability insurance. This brochure is designed to tell you about the different types of insurance available, how to buy the coverage you need and to let you know how to file a complaint with the Insurance Commissioner’s Office.

Consumer's Guide to Insurance for Small Business Owners is available to be downloaded below. Note, however, that you will need an Adobe Acrobat Reader to view or print this information, which you can download at no cost from Adobe .

If you have questions or concerns about your insurance company or agent, write to the insurance company or agent involved. Keep a copy of the letter you write. If you do not receive satisfactory answers, please contact:

For information on filing a complaint with the Insurance Commissioner's Office, call:

Deaf, hearing, or speech impaired callers may reach OCI through WI TRS.

For your convenience, a complaint form is included in OCI's Web Site.