Date:February 28, 2013
To:All Insurers Authorized to Write Accident and Health Insurance in Wisconsin
From:Theodore K. Nickel, Commissioner of Insurance
Subject:Rate Filings for Health Benefit Plans Sold Through Associations

Pursuant to ss. 625.13 and 601.42, Wis. Stat., all health insurers authorized to write comprehensive individual and small employer group health insurance, including health benefit plans sold through associations, shall make all initial and subsequent rate change filings at least 30 days prior to the effective date of the rates contained in the filing. The bulletin to insurers dated July 18, 2011, applied these standards to all comprehensive individual and small employer group health insurance policies written in Wisconsin and this bulletin clarifies the inclusion of comprehensive individual health benefit plans sold through associations.

The filings shall be made in a manner and form as prescribed by the Office of the Commissioner of Insurance (OCI). Insurers are encouraged to use the System for Electronic Rate and Form Filing (SERFF) and instructions for submitting filings can be found at http://oci.wi.gov/company/forms-policy.htm.

This bulletin applies to rates effective on or after January 1, 2014, for non-grandfathered comprehensive individual health benefit plans offered through one or more associations. Any questions concerning this bulletin or the rate filing procedures should be directed to Stephanie Cook at 608-261-8563 or stephanie.cook@wisconsin.gov.