For more information, contact: Jim Guidry
264-6239 or
jim.guidry@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Douglas D. Byerly, 296 Roosevelt St., Fond du Lac, WI 54935, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Chad C. Cartier, 2425 Watson Cir., De Pere, WI 54115, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Cheryl L. Christman, 4111 23rd Ave., Kenosha, WI 53140, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Cheryl Ann Daniel, 13629 Pyramid Dr., Dallas, TX 75234, had her application for an insurance license denied. This action was taken based on allegations of an administrative action taken by FINRA.

John A. Dickson, 202 Knoxville Ave., Huntington Beach, CA 92648, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a Wisconsin administrative action on an insurance license application, as well as a criminal conviction which may be substantially related to insurance marketing type activities.

Ayinde J. Garry, 4641 N. 69th St., Milwaukee, WI 53218, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Gregory B. Gilbert, 5903 Schumann Dr., Fitchburg, WI 53711, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Bradley J. Goll, 9010 Aspen Grove Ln., Madison, WI 53717, agreed to pay a forfeiture of $500.00 and agreed to accurately complete forms on behalf of insureds. This action was taken based on allegations of failing to accurately complete forms on behalf of insureds.

Ralph Ustin Goodman III, 124 Hickory Rd., Lake in the Hills, IL 60156, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on an insurance license application.

Anthony D. Hatcher, 2810 N. Palmer St., Milwaukee, WI 53212, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Jeffrey Jacobs, 908 Erie Ave., Sheboygan, WI 53081, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Diane A. Jarvis, 19155 Hi View Dr., Brookfield, WI 53045, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Stephen B. Kundert, 3028 W. Main St., Sun Prairie, WI 53590, agreed to pay a forfeiture of $5,000.00, agreed not to sell annuities for one year, agreed not to sell indexed annuities for two years, and agreed to have his insurance license suspended for one year. He also agreed to take additional continuing education courses related to annuity suitability and the sales of insurance products to senior citizens. These actions were taken based on allegations of making false and misleading statements to consumers and to OCI regarding the sale of annuity products.

Stephen B. Kundert, 3028 W. Main St., Sun Prairie, WI 53590, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Timothy E. Leaveck, 5648 Gables Dr. Apt. 3, Eau Claire, WI 54701, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on an insurance license application.

Jamie Moore, 1520 Ivy Meadow Dr. Apt. 928, Charlotte, NC 28213, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Grant T. Mueller, 2772 N. Weil St., Upper, Milwaukee, WI 53212, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on an insurance license application.

Curtis A. Otto, 5661 S. Forest Park Dr., Hales Corners, WI 53130, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Joshua A. Pepitone, 1902 Hawks Ridge Dr. Apt. 216, Verona, WI 53593, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on an insurance license application.

Benjamin R. Pfiffner, 5815 Old Coach Rd., Wausau, WI 54401, agreed to pay a forfeiture of $2,500.00 and agreed to have his insurance license revoked. These actions were taken based on allegations of making false and misleading statements to consumers regarding the sales of annuity products and failing to make appropriate determinations of annuity suitability.

Eric J. Prusko, 1327 E. Albion St., Milwaukee, WI 53202, agreed to respond promptly to inquiries from OCI and agreed to have his application for an insurance license denied for 31 days. These actions were taken based on allegations of failing to respond promptly to OCI inquiries.

Craig N. Reed, Jr., 411 E. Burleigh St., Milwaukee, WI 53212, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on an insurance license application.

Christopher D. Seals, Sr., 3317 S. 22nd St., Milwaukee, WI 53215, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kayla L. Shuler, 409 Cross St., Austin, IN 47102, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Christopher L. Smoody, 446 Harrison St. Apt. 12, North Fond du Lac, WI 54937, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

David B. Szwedo, 8373 65th Ave., Pleasant Prairie, WI 53158, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

James Robert Thompson, 133 Koshkonong Dr., Edgerton, WI 53534, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Peter E. Veldboom, 3366 S. Pennsylvania Ave., Milwaukee, WI 53207, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Brad Steven Wessler, 6598 Pinon Ct., Chino, CA 91710, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and administrative actions taken by the states of Colorado (2), Florida, Indiana, Oklahoma, and Washington.

Renee M. Wyngaard, E5492 N. Shore Rd., Weyauwega, WI 54983, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Ye Yang, 17330 E. 15th St., Tulsa, OK 74108, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to report an administrative action taken by the state of Oklahoma on a licensing application.

Allegations and Actions Against Companies

Employers Insurance Company of Wausau, 2000 Westwood Dr., Wausau, WI 54401, agreed to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations and schedules with OCI. This action was taken based on allegations of failure to file dividend plans and declarations.

Extended Warranty Corporation, 6055 Mexico Rd., St. Peters, MO 63376, was ordered to pay a forfeiture of $5,500.00, to cease and desist acting as a warranty plan administrator or warrantor unless and until it obtains authority to do so, and to provide requested information to OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and conducting an insurance business without proper authority.

Integrity Mutual Insurance Company, 2121 E. Capitol Dr., Appleton, WI 54911, was ordered to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations with OCI. This action was taken based on allegations of failure to file dividend declarations prior to distribution.

Interstate National Dealer Services, Inc., 6120 Powers Ferry Rd. NW, Ste. 200, Atlanta, GA 30339, agreed to pay a forfeiture of $50,000.00 and agreed to pay penalties on any late filings of future audited financial statements. These actions were taken based on allegations of failing to file required financial statements by the due date and failing to comply with previous orders.

Middlesex Insurance Company, 1800 N. Point Dr., Stevens Point, WI 54481, agreed to pay a forfeiture of $2,000.00 and agreed to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations and schedules with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution and failing to promptly respond to and comply with a previous order.

Mothers Work Services, Inc., 456 N. Fifth St., Philadelphia, PA 19123, had its application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

National Home Protection, 42 W. 38th St. 8th Fl., New York, NY 10018, was ordered to pay a forfeiture of $5,500.00, to cease and desist acting as a warranty plan administrator unless and until proper authority is obtained, and to provide requested information to OCI. These actions were taken based on allegations of acting as a warranty plan administrator without proper authority and failing to respond promptly to inquiries from OCI.

Security National Insurance Company, 12790 Merit Dr., Dallas, TX 75265, was ordered to pay a forfeiture of $500.00 and to cease and desist making dividend distributions contingent on the continuation of the policy or the payment of premium. These actions were taken based on allegations of making dividend distributions contingent on policy continuation or premium payment.

Time Insurance Company, 501 W. Michigan Ave., Milwaukee, WI 53202, agreed to pay a forfeiture of $280,000.00 and to comply with earlier orders and Wisconsin insurance laws. These actions were taken based on allegations of failing to comply with previous insurance examination compliance orders and Wisconsin insurance laws related to grievance procedures, marketing materials, group participation requirements, record-keeping, notices, and producer licensing and appointment. See the press release at http://oci.wi.gov/pressrel/1210timeins.htm for details.

Wausau Business Insurance Company, 2000 Westwood Dr., Wausau, WI 54401, agreed to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations and schedules with OCI. This action was taken based on allegations of failure to file dividend plans and declarations.

Wausau General Insurance Company, 2000 Westwood Dr., Wausau, WI 54401, agreed to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations and schedules with OCI. This action was taken based on allegations of failure to file dividend plans and declarations.

Wausau Underwriters Insurance Company, 2000 Westwood Dr., Wausau, WI 54401, agreed to cease and desist distributing dividends from surplus before filing the board of directorsí dividend declarations and schedules with OCI. This action was taken based on allegations of failure to file dividend plans and declarations.

Wilson Mutual Insurance Company, 3330 Stahl Rd., Sheboygan, WI 53081, was ordered to cease and desist failing to reimburse worker's compensation indemnity benefits to insured employers, violating worker's compensation rating statutes, engaging in unfair marketing practices, and engaging in unfair claims settlement practices. These actions were taken based on allegations of failing to promptly pay worker's compensation claims, using unfair claims settlement practices, and insurance policy rating violations.

Copies of Administrative Actions