For more information, contact: J.P. Wieske
(608) 266-2493 or jp.wieske@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Jose Alaniz, 520 N. Cantu St., Weslaco, TX 78596, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of resident surplus lines licensing.

Perry A. Andropolis, 826 Pennsylvania St., Sturgeon Bay, WI 54235, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Diana A. Becker, 117 Llanos St., Verona, WI 53593, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Anne Elizabeth Berg, 113 S. Page St. Apt. B, Stoughton, WI 53589, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Bruce Alan Bershad, 10109 Bell Creek Dr., Riverview, FL 33569, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to disclose a criminal conviction on an insurance license application, having a criminal conviction which may be substantially related to insurance marketing type conduct, failing to disclose an administrative action taken by the state of Georgia on a licensing application, and failing to report an administrative action taken by the state of Virginia within 30 days of the action.

Tiffaney Monique Beverly-Malott, 1306 E. Wabash Ave., Waukesha, WI 53186, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Brian M. Cain, 2495 N. Bootmaker Dr., Beloit, WI 53511, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Phillip T. Cartwright, W6024 Pearl Dr., Appleton, WI 54915, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Todd H. Dock, 846 Crestview Dr., West Bend, WI 53095, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Dawn M. Elverud, 919 Mill St., Sparta, WI 54656, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Martin L. Ewert, 7951 W. Highland Rd., Ojibwa, WI 54862, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

George Fitzharris, 6104 W. Lincoln Ave., Milwaukee, WI 53219, agreed to the suspension of his insurance license for 21 days, agreed to pay a forfeiture of $1,000.00, and agreed to immediately remit all applications and premiums received. These actions were taken based on allegations of failing to timely submit premiums, misrepresenting that premiums would be forwarded to the insurer, and violating previous OCI orders.

Randall L. Gibbs, N4771 Brentwood Ct., Montello, WI 53949, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Bernabe Gonzalez, 1820 Butler Dr., Waukesha, WI 53186, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Victoria A. Graf, 1730 S. 63rd St, Milwaukee, WI 53214, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kelly J. Jackson, 5414 N. Santa Monica Blvd., Milwaukee, WI 53217, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Peter S. Johnson II, 1588 Ellis St., Green Bay, WI 54302, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to complete examination requirements for licensure.

Kenneth E. Kangas, 6331 Pheasant Ln. Apt. F123, Middleton, WI 53562, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Leya Kirchstein, 506 E. Bluff, Madison, WI 53704, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Lori F. Kraus, 246 Inverrary Ln., Deerfield, IL 60015, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of resident surplus lines licensing.

Christopher A. Lamb, 3603 Cardinal Ave., Eau Claire, WI 54703, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Neil R. Landvatter, 420 S. Concord Ave., Watertown, WI 53094, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Howard E. Linderman, 2048 N. Rand Rd. Apt. 104, Palatine, IL 60074, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to provide evidence of resident surplus lines licensing.

Katherine L. Marko, 7781 Elmwood Ave. Apt. 108, Middleton, WI 53562, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Alexis McCain, 5152 N. 70th St., Milwaukee, WI 53218, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application.

Michael D. McFadden, 902 Shenandoan Ln., West Chester, PA 19380, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kimberly W. McKinnon, 640 Bondow Dr., Neenah, WI 54956, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Marysue Miles, 3582 Gondola Dr., Antioch, TN 37013, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Georgia on a licensing application.

Leonard R. Noll, W314 S4151 Hwy. 83, Waukesha, WI 53189, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Daniel John Paulsrud, 511 S. Moreland Blvd., Waukesha, WI 53188, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.

Mary Shan Pillock, 6831 N.W. 6th Ct., Margate, FL 33063, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI.

Joseph J. Schaefer, 148 Shelly Dr., Sheboygan Falls, WI 53085, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Denise Marie Senn, 6066 Whalen Rd., Fitchburg, WI 53593, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Cory A. Smith, 5604 Lake Edge Rd. Apt. 4, McFarland, WI 53558, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Michael L. Sonnenberg, 225 N. Main St., Westfield, WI 53964, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application, having a criminal conviction which may be substantially related to insurance marketing type activities, and failing to respond to requests for information from OCI.

John S. Spratley, 3505 Belknap St., Lot 60, Superior, WI 54880, had his application for an insurance license denied. This action was taken based on allegations of failing to report a criminal conviction on a licensing application and failing to respond promptly to inquiries from OCI.

Christine M. Squires, 4345 Milford Rd., Madison, WI 53711, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Gabrielle S. Weekly, 5686 N. 60th St., Milwaukee, WI 53218, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

David Paul White, 514 S. Marquette Rd., Prairie du Chien, WI 53821, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Yolanda D. Woods, 3531 N. 2nd St., Milwaukee, WI 53212, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Mark J. Zera, 3407 S. 15th Pl., Milwaukee, WI 53215, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Fan Zhang, 240 N. Elm Grove Rd., Brookfield, WI 53005, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Stacy Noel Zielinski, 3781 S. Howell Ave., Milwaukee, WI 53207, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

Auto Repair Warranty Inc., 21300 Lorain Rd. Ste. 2, Fairview Park, OH 44128, was ordered to pay a forfeiture of $6,000.00, was ordered to cease and desist acting as a warranty plan administrator/warrantor unless and until it has obtained authority to do so, and was ordered to provide requested information to OCI within ten days. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and conducting an insurance business without proper authority.

Calumet Equity Mutual Insurance Company, 1828 Wisconsin Ave., New Holstein, WI 53061, was ordered to pay a forfeiture of $500.00. This action was taken based on allegations of failing to comply with examination orders related to investment rule compliance.

Charter Oak Fire Insurance Company, The, 1 Tower Sq., Hartford, CT 06183, was ordered to pay a forfeiture of $2,500.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Cincinnati Indemnity Company, The, 6200 S. Gilmore Rd., Fairfield, OH 45014, was ordered to pay a forfeiture of $2,500.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Cincinnati Insurance Company, The, 6200 S. Gilmore Rd., Fairfield, OH 45014, was ordered to pay a forfeiture of $2,500.00 and was ordered to cease and desist from distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Columbus Mutual Town Insurance Company, 205 S. University Ave., Beaver Dam, WI 53916, was ordered to pay a forfeiture of $1,500.00. This action was taken based on allegations of failing to comply with previous examination orders related to invested assets.

EMASCO Insurance Company, 717 Mulberry St., Des Moines, IA 50309, was ordered to pay a forfeiture of $5,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Employers Mutual Casualty Company, 717 Mulberry St., Des Moines, IA 50309, was ordered to pay a forfeiture of $3,500.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Harleysville Insurance Company, 355 Maple Ave., Harleysville, PA 19438, was ordered to pay a forfeiture of $2,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend schedules and declarations prior to distribution.

Harleysville Lake States Insurance Company, 600 E. Front St. Ste. 600, Traverse City, MI 49686, was ordered to pay a forfeiture of $500.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend schedules and declarations prior to distribution.

Hastings Mutual Insurance Company, 404 E. Woodlawn Ave., Hastings, MI 49058, was ordered to pay a forfeiture of $2,500.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Infinity Insurance Company, P.O. Box 830189, Birmingham, AL 35283, was ordered to pay a forfeiture of $5,000.00 and was ordered to cease and desist sending nonrenewal notices that do not offer continuation or renewal of policies when the reason for nonrenewal is agent termination, and was also ordered to cease and desist sending nonrenewal notices that do not reflect a correct address for the Wisconsin Automobile Insurance Plan. These actions were taken based on allegations of failing to continue policies following agent termination and failing to use the correct address for the Wisconsin Automobile Insurance Plan.

Nationwide Agribusiness Insurance Company, 1100 Locust St. Dept. 2007, Des Moines, IA 50391, was ordered to pay a forfeiture of $2,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Phoenix Insurance Company, The, One Tower Sq., Hartford, CT 06183, was ordered to pay a forfeiture of $2,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

PMI Mortgage Insurance Company, 3003 Oak Rd., Walnut Creek, CA 94597, was ordered to pay a forfeiture of $500.00, was ordered to reply promptly in writing to OCI, and was ordered to pay owing appointment fees. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to pay required fees for 2010-2011 appointments.

Republic-Franklin Insurance Company, 2600 Corporate Exchange Dr., Columbus, OH 43231, was ordered to pay a forfeiture of $3,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Selective Insurance Company of the Southeast, 40 Wantage Ave., Branchville, NJ 07890, was ordered to pay a forfeiture of $5,000.00 and was ordered to cease and desist failing to provide proper notice when increasing premiums more than 25%. These actions were taken based on allegations of failing to give proper notice of premium increases.

SFM Mutual Insurance Company, 3500 American Blvd. W. Ste. 700, Bloomington, MN 55431, was ordered to pay a forfeiture of $6,000.00 and was ordered to cease and desist sending cancellation and nonrenewal notices that do not contain adequate instructions to the policyholder for applying for insurance through the Wisconsin Worker's Compensation Insurance Pool and which do not state with reasonable precision the basis for the nonrenewal. These actions were taken based on allegations of issuing improper nonrenewals of insurance policies.

T.H.E. Insurance Company, 3200 Energy Centre, 1100 Poydras St., New Orleans LA 70163, was ordered to pay a forfeiture of $500.00, was ordered to reply promptly in writing to OCI, and was ordered to pay owing appointment fees. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to pay required fees to OCI for 2010-2011 appointments.

Travelers Indemnity Company of American, The, One Tower Sq., Hartford, CT 06183, was ordered to pay a forfeiture of $2,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Travelers Indemnity Company of Connecticut, The, One Tower Sq, Hartford, CT 06183, was ordered to pay a forfeiture of $2,500.00 and was ordered to cease and desist from distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Workmens Benefit Fund of the U.S.A., 399 Conklin St. Ste. 310, Farmingdale, NY 11735, was ordered to pay a forfeiture of $500.00, was ordered to reply promptly in writing to requests from OCI, and was ordered to pay owing appointment fees. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and failing to pay required fees for 2010-2011 appointments.

Yunker Agency, L.L.C., 526 W. Shore Dr., Madison, WI 53715, had its insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Zurich American Insurance Company, One Liberty Plaza, 165 Broadway 32nd Fl., New York, NY 10006, was ordered to pay a forfeiture of $2,000.00 and was ordered to cease and desist distributing dividends from surplus prior to filing the board of director's dividend declaration with OCI. These actions were taken based on allegations of failing to file dividend declarations prior to distribution.

Copies of Administrative Actions