For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Amy S. Alberts, 2601 E. College Ave., Appleton, WI 54915, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Larry Andrews, 22316 121st St., Bristol, WI 53104, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kathy Kay Bedner, 734 Jupiter Dr. Apt. 214, Madison, WI 53718, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Richard G. Billings, Jr., 309 Westridge Pky., Verona, WI 53593, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on an insurance license application.

Deborah A. Bridgman, 4136 N 55th St., Omaha, NE 68104, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to report an administrative action taken by the state of Iowa on insurance application.

Sally A. Burseth, 600 Oak St. #140, Waupaca, WI 54981, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Karla A. Buss, 2457 N. 53rd, Milwaukee, WI 53210, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Rafael A. Cabrera, 1409 S. 59th St., Milwaukee, WI 53214, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Tim R. Caudill, P.O. Box 212, 1267 Hickory Dr., Pell Lake, WI 53157, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

John R. Claeys, 2211 E. Crescent Dr., Seattle, WA 98112, agreed to the suspension of his insurance license application for 31 days and agreed to respond promptly to OCI inquiries. These actions were taken based on allegations of failing to promptly respond to inquiries from OCI on a nonresident insurance license application.

Gail A. Coopman, 251 N. Oakland Ave, Oconto Falls, WI 54154, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Joanne M. Curtin, W343 S9315 Jericho Dr., Eagle, WI 53119, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

William Joseph Dayton, 2005 Green Tree Rd., West Bend, WI 53090, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Harry W. Demetropoulos, 20045 Independence Dr., Brookfield, WI 53045, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Benjamin Raymond Derouin, 4216 W. Tumblecreek Ct., Franklin, WI 53132, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Paul Richard Esser, 2229 N. 66th St., Milwaukee, WI 53213, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Cody R. Fale, 1021A Huron Ave., Sheboygan, WI 53081, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

David L. Ferraro, S89 W34547 Eagle Ter., Eagle, WI 53119, agreed to have his insurance license revoked, to pay a forfeiture of $2,500.00, and to never reapply for a Wisconsin intermediary insurance license. These actions were taken based on allegations of failing to properly consider suitability in selling life insurance or annuities.

Bobbie J. Finger, N5157 Lakeview Way, Bonduel, WI 54107, agreed to take two continuing education courses that include information on annuity suitability and the sale of insurance products to senior citizens before reapplying for a Wisconsin intermediary life insurance license. This action was taken based on allegations of making false and misleading statements to consumers during the sale of annuity and life insurance products.

Jason E. Fischer, 32 Ashbury Ct., Hudson, WI 54016, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Todd R. Franke, 7809 Wood Reed Dr., Madison, WI 53719, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Andres Garcia, 2855 S. 13th St, Milwaukee, WI 53215, had his insurance license revoked and was ordered to pay a forfeiture of $250.00. These actions were taken based on allegations of misrepresentation and untrustworthiness. Agent Garcia did not respond to OCI's requests for response and did not appear at either the prehearing or the hearing.

Scott A. Garthwaite, 705 Main St., P.O. Box 306, Ridgeway, WI 53582, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Timothy Franklin Gates, 2960 Inca St. #101, Denver, CO 80202, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI, failing to report an administrative action taken in the state of Oklahoma, and having a criminal conviction which may be substantially related to insurance marketing type conduct.

Justin Goldfarb, 2727 Treble Creek Apt. 914, San Antonio, TX 78258, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Georgia on an insurance license application.

Ural Patrick Jackson, 4754 N. 104th St., Milwaukee, WI 53225, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Christopher A. Johnson, 4432 White Aspen Rd., Madison, WI 53704, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Irwin T. Johnson, 116 S. First St. Apt. 2, Madison, WI 53704, agreed to pay a forfeiture of $250.00 and to promptly report any criminal convictions or administrative actions to OCI. These actions were taken based on allegations of failing to report a criminal conviction to OCI.

Chad Michael Kallio, 123 Messenger Ave., Oconto, WI 54153, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Ann Maida Kidandi, 4933 Carter Dr., Racine, WI 53402, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Jon David Krans, 1642 W. Evergreen Dr. #1, Appleton, WI 54913, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Jody James Landers, 2608 Quail Ln., Suamico, WI 54173, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Brian R. Langkamp, 4121 Locust St., Delavan, WI 53115, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Maria Antonia Ledesma, 601 E. Erie St. Unit 314, Milwaukee, WI 53202, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Michele Susan Leonhardt, 140 W. Commerce Blvd., #314, Slinger, WI 53086, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Angie M. Lockerman, W279 N5498 Hanover Hill, Sussex, WI 53089, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Lucinda Ann Newhouse, 302 Rising Star Ln., Seymour, WI 54165, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Leo F. Owen, Jr., 2414 Dorret Rd. Apt. B, Eau Claire, WI 54703, had his application for an insurance license denied. This action was taken based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct, having a previous administrative action taken by the state of Wisconsin, and failing to pay a required fee to OCI.

Paula M. Peterson, 1675 Elkay Ln. Apt. 6, Green Bay, WI 54302, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Mary Shan Pillock, 5730 Lakeside Dr. Apt. 400, Margate, FL 33063, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to report an administrative action taken by the state of Wisconsin on an insurance license application.

Wayne Joseph Pratt, 3069 Park Ave., Beloit, WI 53511, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

William H. Quinn, 825 Long Tree Rd., Elm Grove, WI 53122, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Nancy A. Ray, 571 Old Hwy. 35, Hudson, WI 54016, had her application for an insurance license denied for 30 days. This action was taken based on allegations of failing to respond promptly to inquiries from OCI regarding criminal convictions.

Pamela A. Reinholz, 2708 N. Meade St., Appleton, WI 54911, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

James C. Reuter, 124 North St. Apt. 1A, Woodstock, IL 60098, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to report an administrative action taken by the state of Wisconsin on a licensing application.

Gilbert John Rodriguez, 2415 Nicholson Ave. Bldg. 510 #3, South Milwaukee, WI 53172, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

James D. Rose, 4738 N. 23rd St., Milwaukee, WI 53209, had his application for an insurance license denied. This action was taken based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct.

Tanya Marie Runaas, 1426 S. Walnut St., Janesville, WI 53546, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Scott K. Scheuren, 18320 Willow Rd., New Berlin, WI 53146, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Debra H. Scholfield, 1325 N. 77th Ave., Wausau, WI 54401, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Grant Ludwig Schultz, N977 Shore Dr., Marinette, WI 54143, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Terry L. Semanko, 7181 S. Dougs Cir., Lake Nebagamon, WI 54849, agreed to have his insurance license revoked and to never reapply for a Wisconsin insurance license. These actions were taken based on allegations of failing to forward premiums to an insurer and failing to report a criminal proceeding to OCI.

Suzanne M. Shamberg, 909 115th St., Pleasant Prairie, WI 53158, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Chad J. Sievers, W6521 N. Lakeshore Dr., Elkhorn, WI 53121, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Scott D. Sutrick, 6018 S. Pennsylvania Ave., Cudahy, WI 53110, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Renee D. Vassar-Olsen, 3058 Lake Rest Ln.., Oshkosh, WI 54902, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Allen D. Ward, 1331 Pepper Ave., Wisconsin Rapids, WI 54494, had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Obbie Ward, Jr., 4032 N. 17th St., Milwaukee, WI 53209, had his application for an insurance license denied. This action was taken based on allegations of failing to disclose previous criminal convictions, administrative actions and civil judgments on an insurance license application, as well as criminal convictions which may be substantially related to insurance marketing type conduct.

Chad R. Weaver, 15094 Hennepin Rd., Tomah, WI 54660, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on an insurance license application.

Amy Wenger, 3486 Bonnie Ln., Slinger, WI 53086, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Lori A. Westphal, 1309 Reed Ct., Waunakee, WI 53597, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Richard Michael Wilde, 1565 W. Portview Dr. Apt. 101, Port Washington, WI 53074, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Andy Thomas Wilkens, 1420 Holland Rd. Apt. 5, Appleton, WI 54911, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kao Yang, 2508 Main Ave., Sheboygan, WI 53083, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose criminal convictions on an insurance license application.

Cecilia M. Zarate, 718 Oak St., South Milwaukee, WI 53172, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

Insurance Services Group, Inc., 901 Dulaney Valley Rd. Ste. 616, Towson, MD 21204, had its insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Trust Title Company, 8230 Boone Blvd. Ste. 125, Vienna, VA 22182, had its insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Copies of Administrative Actions