For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

James Hillard Adger, 5806 Lady Bug Ct., Tampa, FL 33625, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the state of Florida on an insurance license application.

Adam Kenneth Aeschlimann, 4457 Blue Mounds Tr., Black Earth, WI 53515, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Sara J. Aide, 618 State Hwy. 23, Mineral Point, WI 53565, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Michael Brian Brewer, 805 Maple St., Hutchinson, MN 55350, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Brian Keith Carthran, 7939 N. 64th Ct., Milwaukee, WI 53223, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Geana Monet Christian, 3904 N. 77th St., Milwaukee, WI 53222, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

David M. Cleveland, 1830 Lake Breeze Rd., Oshkosh, WI 54904, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Tommy L. Dellamuth, 207 E. State St., Mauston, WI 53948, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Thomas A. Gibson, 1327 218th Ave., New Richmond, WI 54017, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Terry L. Heinemeier, 4525 W. Auer Ave., Milwaukee, WI 53216, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Diane J. Jerdee, E8371 Hwy. H, Wisconsin Dells, WI 53965, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Van E. Johnson, 7900 W. Denver Ave., Milwaukee, WI 53223, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous 2002 felony conviction on an insurance license application.

Kelly Kearns, 10920 Harvest Ln., Milwaukee, WI 53052, agreed to pay a forfeiture of $2,000.00 and agreed to pay that forfeiture before she can reapply for a new Wisconsin intermediary license. Ms. Kearns is also prohibited from renewing her current intermediary license. This action was based on allegations of making false and misleading communications to consumers regarding the solicitation and sale of annuities and making unsuitable recommendations to consumers to solicit the sale of an annuity.

James M. Mawhinney, N7421 Lost Nation Rd., Elkhorn, WI 53121, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

John Michael McCarthy, 2738 Moraine Valley Rd., Wauconda, IL 60084, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose administrative actions taken by the states of Wisconsin and Illinois on an insurance license application.

Brian A. McMahon, 10300 Stone Falls Ln., Frisco, TX 75035, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Ernest Mesa, 1704 E. 26th Pl., Yuma, AZ 85365, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose previous criminal convictions on an insurance license application and a criminal conviction which may be substantially related to insurance marketing type conduct.

Lori J. Miller, 1745 Frank St., Green Bay, WI 54304, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Melissa A. Mytinger-Schnitzler, 625 S. Shore Dr., Madison, WI 53715, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Royce J. Raymond, 432 First St., Baraboo, WI 53913, was ordered to make restitution to specified individual insurance customers and has had his insurance license revoked. This action was based on allegations of misrepresenting the suitability of exchange of annuities for an investment scheme, participation in prohibited personal financial transactions, and failing to report formal administrative actions taken against the licensee.

Jeremy Jay Reilly, 931 Dreifuerst Rd., Plymouth, WI 53073, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

John J. Roscioli, 11545 14th Ave., Pleasant Prairie, WI 53158, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous administrative action taken by the state of Wisconsin on an insurance license application.

Hudson Lohn Rouse, 670 Ora Ave., Atlanta, GA 30316, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the state of Georgia on an insurance license application and failing to disclose previous criminal convictions on an insurance license application.

Eric E. Schneider, W5120 Blue Heron Ct., Sherwood, WI 54169, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Deborah Anne Threadgill, 6400 NW Expressway #825, Oklahoma City, OK 73132, has had her application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI regarding bankruptcy or judgment.

Courtney Lynn Townsend, N440 Ten Mile Rd., Chetek, WI 54728, has had her license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Fred W. Vannice, 28082 N. Gale Cir., Waterford, WI 53185, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

Blue Cross Blue Shield of Wisconsin, 6775 W. Washington St., West Allis, WI 53214, paid a forfeiture of $2,500.00 and was ordered to provide the requested information within ten days of the date of the order. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Homestead Mutual Insurance Company, 7093 Cty. Rd. T, Oshkosh, WI 54904, paid a forfeiture of $500.00 and was ordered to cease and desist from charging a short rate fee when failing to provide a separate written notice of the fee. This action was based on allegations of improperly using a short rate cancellation fee.

Pennsylvania Life Insurance Company, P.O. Box 958465, Lake Mary, FL 32795, paid a forfeiture of $925,000.00 and was ordered to properly supervise agents and to not sell annuities for four years. This action was based on allegations of failure to supervise agent sales practice to ensure compliance with the law and failing to properly consider suitability in selling life insurance.

Universal Underwriters Service Corporation, 7045 College Blvd., Overland Park, KS 66211, paid a forfeiture of $10,000.00 and was ordered to file the required forms and financial statements. This action was based on allegations of failing to file a required financial statement by the due date and failing to comply with an order.

Copies of Administrative Actions