For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WI—OCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Robert O. Barsch, 3165 Cty. Hwy. MN, McFarland, WI 53558, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Yolaunda L. Campbell, 3949 N. Sherman Blvd. #1, Milwaukee, WI 53216, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Rudolph Curcio, 45515 Hwy. 79 S. #204, Aguanga, CA 92536, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Nevada on an insurance license application.

Richard J. Harpenau, 422 Prancer, P.O. Box 224, Santa Claus, IN 47579, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the state of Indiana on an insurance license application.

William Mark Hay, 718 S. Dakota Ave., New Richmond, WI 54017, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Dane Jeffrey Koch, 1419 S. 124th St., New Berlin, WI 53151, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Shawn P. Koerner, 4711 N. Elkhart Ave., Whitefish Bay, WI 53211, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Timothy J. Lhuillier, W151 S7011 Cornell Cir. Apt. 4, Muskego, WI 53150, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Thomas Roger McQuaid, 6129 Tahoe Cir. #B, Woodbury, MN 55125, paid a forfeiture of $15,000.00 and surrendered his insurance agent's license. This action was based on allegations of violating Wisconsin insurance laws, including making false and misleading communications to consumers regarding insurance, and making unsuitable recommendations to purchase annuities.

Dennis Michael Murphy, 45380 Pebble Beach Ct., Northville, MI 48167, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Ohio on an insurance license application.

Pamela J. Ponto, 8653 Fircrest Rd., Neenah, WI 54956, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Sommer Lavonne Robbins, N3815 Cty. Rd. C, Ellsworth, WI 54011, has had her license denied for 31 days. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application.

Robert Rae Ruditys, 3820 Meadow Ln., Rhinelander, WI 54501, has had his application for an insurance license denied. This action was based on allegations of failing to disclose previous criminal convictions on an insurance license application and a criminal conviction substantially related to insurance marketing type conduct.

Roy Lee Russell, 431 Woodglen Dr., Birdsboro, PA 19508, surrendered his insurance agent's license. This action was based on allegations of violating Wisconsin insurance laws by making false and misleading statements to consumers and making unsuitable recommendations.

David Brian Rutstein, 7582 Regency Lake Dr., Boca Raton, FL 33443, has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken by the state of Florida on an insurance license application.

Tamantha M. Salzsieder, 5018 Zimmerman Ln., Lena, WI 54139, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Lisa A. Schultz, 171 Maple Ave. S. #5, Slinger, WI 53086, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Richard S. Tio, 600 N. West Ave., Waukesha, WI 53186, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Nancy A. Trapp, 1032 Wake Forest Ct., Oak Creek, WI 53154, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Nicole L. Wachendorf, 232 Broadway St., Fond du Lac, WI 54937, has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Raymond Reuben Wills, 630 Sulphur Wells Academy Rd., Springville, TN 38256, has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due.

Asan Xhaferi, 1501 Janesville Ave., Fort Atkinson, WI 53538, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous administrative action taken by the state of Wisconsin on an insurance license application.

Allegations and Actions Against Companies

ACUITY, A Mutual Insurance Company, 2800 S. Taylor Dr., Sheboygan, WI 53081, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Arlington Mutual Fire Insurance Company, 203 Main St., Arlington, WI 53911, paid a forfeiture of $2,000.00. This action was based on allegations of failing to comply with a previous examination order.

Austin Mutual Insurance Company, 10 Second St. NE Ste. 300, Minneapolis, MN 55413, paid a forfeiture of $8,000.00 and was ordered to cease and desist from sending notices that do not contain adequate instructions for applying for insurance through the Wisconsin Insurance Plan, send notices that state with reasonable precision the facts on which the insurer's decision was based, and send the required notice that the policyholder can renew with Austin Mutual when the sole cancellation/nonrenewal reason is termination of the agent's contract. This action was based on allegations of issuing an improper midterm cancellation or nonrenewal of an insurance policy and allowing an agent to submit applications prior to appointing the agent.

Cities and Villages Mutual Insurance Company, 1250 S. Sunny Slope Rd., Brookfield, WI 53005, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Dupont Mutual Insurance Company, 104 S. Main St., Marion, WI 54950, paid a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order.

Ettrick Mutual Insurance Company, 22766 S. Main St., Ettrick, WI 54627, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Fall Creek Mutual Insurance Company, 140 S. State St., Fall Creek, WI 54742, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

General Casualty Company of Wisconsin, One General Dr., Sun Prairie, WI 53596, paid a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order.

Germantown Mutual Insurance Company, W209 N11845 Insurance Pl., Germantown, WI 53022, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

McMillan-Warner Mutual Insurance Company, M109 Hwy. 97 N, Marshfield, WI 54449, paid a forfeiture of $500.00. This action was based on allegations of failing to comply with a previous examination order.

Professional Planners Marketing Group, LLC, 636 US Hwy. 1 #205, North Palm Beach, FL 33408, has had its license denied for 31 days. This action was based on allegations of failing to disclose administrative actions taken against Daniel Tucker by the state of Florida on an insurance license application and failing to disclose Daniel Tucker's previous criminal convictions on an insurance license application.

Regent Insurance Company, One General Dr., Sun Prairie, WI 53596, paid a forfeiture of $1,000.00. This action was based on allegations of failing to comply with a previous examination order.

Secura Supreme Insurance Company, 2401 S. Memorial Dr., Appleton, WI 54915, paid a forfeiture of $500.00 and was ordered to cease and desist from sending notices that do not state with reasonable precision the facts on which the insurer's decision was based. This action was based on allegations of issuing an improper midterm cancellation or nonrenewal of an insurance policy.

United Warranty Solutions, 300 N. Tucker Rd. 7th Fl., St. Louis, MO 63101, paid a forfeiture of $500.00 and was ordered to cease and desist from acting as a warranty plan administrator in Wisconsin unless and until respondent has obtained authority to do so and to provide a response to the Commissioner's inquiry. This action was based on allegations of failing to respond promptly to inquiries from OCI and doing an insurance business without proper authority.

Vision Care Network Insurance Corporation, 1421 Washington Ave., Racine, WI 53403, paid a forfeiture of $5,000.00. This action was based on allegations of failing to comply with a previous examination order.

Copies of Administrative Actions