For more information, contact: Jim Guidry
264-6239 or
jim.guidry@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Christine Marie Abresch, 833 E. Washington St., Appleton, WI 54911, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Louis A. Bentley, 6306B Winnequah Rd., Monona, WI 53716, was ordered to pay a forfeiture of $250.00. This action was taken based on allegations of failing to disclose a criminal conviction which may be substantially related to insurance marketing type conduct on a licensing application.

Troy D. Braxton, 5847 N. 67th St., Milwaukee, WI 53218, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Netia T. Buford, 5426 W. Vienna Ave., Milwaukee, WI 53216, had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a criminal conviction on a licensing application and a criminal conviction which may be substantially related to insurance marketing type conduct.

Oliver M. Clement, 3054 Hamlin Ave., Racine, WI 53403, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Teresa J. Denter, 21836 Gladestone Ave., Tomah, WI 54660, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Patricia K. Evans, N5354 State Rd. 162, Bangor, WI 54614, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

John W. Finke, 6200 W. Coldspring Rd., Milwaukee, WI 53220, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Lydia M. Flecha, 3111 N. Fratney St., Milwaukee, WI 53212, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Eric Allen Fraka, 1230 S. 18th St. Apt. 3, Lincoln, NE 68502, had his application for an insurance license denied. This action was taken based on allegations of a criminal conviction which may be substantially related to insurance marketing type conduct.

Benjamin John Gartmann, 10700 Shelbyville Rd., Louisville, KY 40243, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Joseph T. Gruodis, W328N4063 Lake Country Dr., Nashotah, WI 53058, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

James T. Hardy, 4411 Lonsdale Dr., Chattanooga, TN 37411, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Crystal Lorraine Hebel, 950 Chase St., Wisconsin Rapids, WI 54495, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Randolph B. Jenkins, 1732 Westfield Ave., Green Bay, WI 54303, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Christopher Royce Little, 238 Ramblewood Dr., Jackson, TN 38305, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and an administrative action taken by the state of Pennsylvania.

Matthew Andrea Malone, 2201 Snowbird Ave., Wausau, WI 54401, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Nicci M. Martin, 1823 S. Grant Ave., Janesville, WI 53546, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Kevin Maurice Pearson, 1161 S. Fultondale Ct., Aurora, CO 80018, had his insurance license revoked. This action was taken based on allegations of advising a policyholder to falsify information on an insurance policy loan application.

Robert M. Pero, W4300 Park Rd #7, Cambridge, WI 53523, agreed to the permanent revocation of his Wisconsin insurance license and agreed to pay a forfeiture of $5,000.00 on or before December 31, 2015. These actions were taken based on allegations of making false and misleading statements to consumers regarding the purchase of annuity products and failing to consider suitability requirements when recommending annuity products.

William J. Porath, 811 11th Ave., Green Bay, WI 54304, had his insurance license revoked. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to report a criminal conviction to OCI.

Kent J. Renken, 461 N. Chatham St., Janesville, WI 53548, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Sarah Sharp, 4913 Woodhill Ln., Louisville, KY 40219, had her Wisconsin insurance license revoked and was ordered to pay a forfeiture of $250.00. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI regarding the non-disclosure of criminal convictions on a licensing application.

Randall S. Skalet, 304 N. 2nd St., Mount Horeb, WI 53572, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Brian L. Sorenson, C2420 Lakeview Dr., Stratford, WI 54484, had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a criminal conviction on a licensing application.

Cheryl Elizabeth Springer, 4623 5th Ave., Kenosha, WI 53140, had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to complete required fingerprinting.

Kevin Donald Swift, 13782 44th Ave., Chippewa Falls, WI 54729, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Patrick J. Tilley, N28W6800 Alyce St. Apt 215, Cedarburg, WI 53012, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Christine D. Trollinger, 2623 N. 80th St., Wauwatosa, WI 53213, had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Xao K. Vang, 1171 Beech St., Saint Paul, MN 55106, had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Wisconsin on a licensing application.

Gregory A. Watson, 3420 W. Bradley Rd., Milwaukee, WI 53209, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

William J. Williams, 3313 Leopold Way Apt. 103, Fitchburg, WI 53713, had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

EZ Protect, 2599 Griffin Rd., Fort Lauderdale, FL 33312, was ordered to pay a forfeiture of $500.00 and was ordered to cease and desist acting as a warranty plan administrator/warrantor unless and until the authority to do so is granted by OCI. These actions were taken based on allegations of failing to respond promptly to inquiries from OCI and acting as a warranty plan administrator without proper authority.

Loyal American Life Insurance Company, 11200 Lakeline Blvd. #100, Austin, TX 78717, agreed to pay a forfeiture of $5,000.00 and agreed to comply with indemnity transactions as required. These actions were taken based on allegations of failing to report a company transaction as required.

Copies of Administrative Actions