For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Pamela L. Burzinski, 736 Capman St., Milton, WI 53563, has had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Daniel W. Christiansen, 10854 Kristi Hills Dr., Roscoe, IL 61073, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

David A. Crist, 7030 74th St. Bay S., Cottage Grove, MN 55016, has had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Graham E. Davis, 806 W. Willow St., Chippewa Falls, WI 54729, has had his application for an insurance license denied. This action was taken based on allegations of having a criminal conviction which may be substantially related to insurance marketing type conduct, failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application, failing to respond promptly to inquiries from OCI on a previous application, and failing to allow sufficient time to pass before reapplying for an insurance license following a previous administrative action.

Alberto Delgadillo, 655 Juan Munoz, El Paso, TX 79932, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Philip A. Gasser, 895 Elmwood Dr., Macedonia, OH 44056, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Virginia on an insurance license application.

Loy L. Gotham, P.O. Box 502, Virginia, MN 55792, has had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Brenda L. Jackson, P.O. Box 12743, Milwaukee, WI 53212, has had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Latasha M. Jackson, W209 N5490 Goetz Ct., Menomonee Falls, WI 53051, has had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Michael T. Karcz, 690 Rolling Meadows Dr., Hobart, WI 54155, has had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Bonnie L. Kersten, 100 W. Campus Dr. Apt. 5, Clintonville, WI 54929, has had her application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Christian L. Kinard, 1228 Wirtz Ave., Green Bay, WI 54304, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Scott R. Koerwitz, 2001 W. Packer Ave. Apt. D, Oshkosh, WI 54901, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and an administrative action taken by the State of Wisconsin, Department of Regulation and Licensing, Board of Nursing.

Jason E. Lucchesi, 3441 N. 92nd St., Milwaukee, WI 53222, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Frank T. Lusk, 15185 Wood Duck Tr. N.W., Prior Lake, MN 55372, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the State of Wisconsin, Department of Financial Institutions, Division of Securities, on an insurance license application.

Daniel B. McClone, 387 Oak St., Menasha, WI 54952, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Mackenzie L. Metcalf, 16102 W. Henks Rd., Hayward, WI 54843, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

Joseph M. Miller, 316 E. Castlebury Ln., Appleton, WI 54913, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Daniel F. Morrissey, S80 W19296 Highland Park Dr., Muskego, WI 53150, agreed to pay a forfeiture of $20,000.00, to disassociate himself entirely from the entity, Morrissey Agency, Inc., and to not reapply for a Wisconsin intermediary insurance license. A forfeiture of $10,000 is to be paid by Daniel F. Morrissey by May 31, 2010, and a forfeiture of $10,000 is to be paid by Morrissey Agency, Inc., by February 28, 2010. Failure to pay the forfeitures by the due dates shall result in revocation of the agency license. The respondents also agreed to cooperate with OCI concerning any future claim issues and to the revocation of Daniel F. Morrissey's insurance license. These actions were taken based on allegations of doing an insurance business without proper authority and of engaging in conduct in violation of ss. 601.04, 610.11, 611.20, 628.10 (2) (b), 628.34 (1), 631.61, 633.12, 633.13, Wis. Stat., ch. 623, Wis. Stat., and s. Ins 6.18, Wis. Adm. Code.

Avis M. Nichols, 3441 N. 46th St., Milwaukee, WI 53216, has had her insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Leikicha L. Phillips, 3732 Wallace St., Philadelphia, PA 19104, has had her application for an insurance license denied for 60 days. This action was taken based on allegations of failing to disclose administrative actions taken by the states of Oklahoma, California, Indiana, Alabama, and Washington on an insurance license application.

John P. Podobinski, 3441 Vivian Ave., Shoreview, MN 55126, has had his application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose an administrative action taken by the state of Nebraska on an insurance license application.

Amanda J. Rossbach, 12930 W. Wimbledon Dr., New Berlin, WI 53151, has had her application for an insurance license denied for 31 days. This action was taken based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Brandon S. Schuler, 1422 15th St. S.E. Apt. 4, Menomonie, WI 54751, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and a criminal conviction which may be substantially related to insurance marketing type conduct.

Don L. Tyler, 804 John St., Waukesha, WI 53188, has had his application for an insurance license denied. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Xao K. Vang, 2019 Willow Ave. N., Minneapolis, MN 55411, has had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Joseph M. Walsh, 7840 N. Neva Ave., Niles, IL 60714, has had his application for an insurance license denied. This action was taken based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose an administrative action taken by the state of Ohio on an insurance license application.

Kevin R. Woldt, W271 N5275 Jessica Dr., Pewaukee, WI 53072, has had his application for an insurance license denied for 30 days. This action was taken based on allegations of failing to disclose an administrative action taken by the State of Wisconsin, Department of Regulation and Licensing, Real Estate Examining Board, on an insurance license application.

Larry E. Wright, 6085 S. Linnie Lac Dr., New Berlin, WI 53146, has had his insurance license revoked. This action was taken based on allegations of failing to pay Wisconsin delinquent taxes due.

Allegations and Actions Against Companies

UMR, Inc., 5901 Lincoln Dr. MN012-S117, Edina, MN 55436, was ordered to pay a forfeiture of $500.00, to reply promptly in writing to OCI, and to provide all information requested in response to all inquiries from the Commissioner requesting a reply. This action was based on allegations of failing to respond promptly to inquiries from OCI.

Copies of Administrative Actions