For more information, contact: Robert Luck, Consumer Attorney,
Phone: (608) 266-0082,
E-mail: robert.luck@wisconsin.gov

Madison, WIOCI has taken the following administrative actions. In many of these cases the respondent denied the allegations but consented to the action taken. Any forfeitures paid in these administrative actions are deposited in the Common School Fund which is administered by the Board of Commissioners of Public Lands. The earnings from this fund are distributed to all public K-12 schools in Wisconsin and are used by school libraries to purchase books. Copies of the administrative action orders may be viewed online at https://ociaccess.oci.wi.gov/OrderInfo/OrdInfo.oci.

OCI is responsible for overseeing the operations and marketing of insurance companies and agents in Wisconsin. OCI encourages anyone with a question or a complaint regarding an insurance company or agent to contact the office at this toll-free telephone number: 1-800-236-8517.

Allegations and Actions Against Agents

Robert Glenn Aikins, 1021 E. Maes Ave., Kimberly, WI 54136, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Abdou N. Drammeh, 1418 Wayridge Dr. Apt. 204, Madison, WI 53704, has had his license denied for 31 days. This action was based on allegations of failing to disclose Wisconsin delinquent taxes due on an insurance license application.

Curtis R. Edmark, 3911 45th Ave., Kenosha, WI 53144, was ordered to pay a forfeiture of $5,000.00 and to pay $5,000.00 in restitution. These actions were based on allegations of making false and misleading statements to consumers regarding the sale of insurance products and making unsuitable recommendations to senior consumers regarding the purchase of annuities.

Nicole L. Godfroy, 1417 Clearwater Dr. S., Oconomowoc, WI 53066, has had her license denied for 31 days. This action was based on allegations of failing to disclose a previous criminal conviction on an insurance license application.

Knut Hervig, 5818 Tolman Ter., Madison, WI 53711, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Katharina K. Kato-Berndt, 1788 Sanctuary Ct. Apt. 48, Appleton, WI 54914, has had her license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Walter Bugbee Knorpp, 612 W. Fifth St., Clarendon, TX 79226, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous administrative actions taken by the states of Kansas and Texas on an insurance license application.

Tami L. Kraft, W5596 County Rd. P, Tony, WI 54563, has had her application for an insurance license denied. This action was based on a 2007 revocation that provided evidence of untrustworthiness and prevented relicensing for five years.

Stephen K. Love, 2726 Springbrook Rd., Pleasant Prairie, WI 53158, was ordered to pay a forfeiture of $15,000.00 and had his insurance license revoked for two years. This action was based on allegations of failing to make required disclosures upon initial contact with consumers, making misrepresentations in the sale of annuities and life insurance products, and making unsuitable recommendations of replacement and sales of life insurance and annuities to seniors.

Lorie Martinez, 415 Wonder Pky., San Antonio, TX 78213, has had her license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Alabama on an insurance license application.

Matthew McCann, 33 Greenbriar Ln., Darien, IL 60561, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Illinois on an insurance license application.

Robert Lee Munoz, 1918 W. Apple Ave., West Terre Haute, IN 47885, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Indiana on an insurance license application.

Barbara Lynn Pytlak, 6711 N. El Dorado, Stockton, CA 95207, has had her license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin on an insurance license application.

Lori Jean Quaintance, 931 Branch St., Reading, PA 19604, has had her license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Pennsylvania on an insurance license application.

William A. Salmon, 1207 Lady Violet Dr., Ambler, PA 19002, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of New Jersey on an insurance license application.

Nicholas Lee Steiner, 4075 Arizona St. Apt. 1, San Diego, CA 92104, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of California and failing to disclose a previous criminal conviction on an insurance license application.

Thomas T. Struebing II, 1620 S. 90th St. Apt. 3, Milwaukee, WI 53214, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous criminal conviction on an insurance license application.

John Joseph Taaffe, 13906 Village Lake Pl., Tampa, FL 33624, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Florida on an insurance license application.

Richard A. Tannebaum, 14319 Wooded Path Ln., Orland Park, IL 60462, has had his license denied for 31 days. This action was based on allegations of failing to disclose a previous administrative action taken by the state of Illinois on an insurance license application.

Marcy Ann Thompson, 316 Jefferson Blvd., Mingo Junction, OH 43938, was ordered to pay a forfeiture of $15,000.00 and had her insurance license revoked. This action was based on allegations of making false and misleading statements to consumers regarding the solicitation and sale of insurance products, making unsuitable recommendations to consumers during the sale of insurance products, and using misleading advertisements and sales presentations when soliciting and selling insurance products.

Mark S. Walker, 2987 Babcock Blvd. #101, Pittsburgh, PA 15237, has had his application for an insurance license denied. This action was based on allegations of failing to respond promptly to inquiries from OCI and failing to disclose a previous administrative action taken by the state of Nebraska on an insurance license application.

Michael A. Wankowski, 3151 S. Delaware Ave., Milwaukee, WI 53207, has had his application for an insurance license denied. This action was based on allegations of failure to properly credit premiums payments and falsely answering "No" to an application question regarding any previous company terminations with allegations of misconduct.

Allen H. Wilson, 133 Marmora Rd., Parsippany, NJ 07054, has had his license denied for 31 days. This action was based on allegations of failing to disclose previous administrative actions taken by the states of Florida and New Jersey on an insurance license application.

Allegations and Actions Against Companies

Blue Cross Blue Shield of Wisconsin, 6775 W. Washington St., West Allis, WI 53214, was ordered to pay a forfeiture of $3,000.00, to provide the requested information within ten days of the date of the order, and to promptly reply in writing to all information requested by OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI.

First Health Life & Health Insurance Company, 222 W. Colinas Blvd. Ste. 1350, Irving, TX 75030, was ordered to pay a forfeiture of $500.00, to respond promptly to all inquiries from OCI, and to pay required fees. This action was based on allegations of failing to pay a required fee to OCI and failing to respond promptly to inquiries from OCI.

Insure On The Spot, 7142 W. Belmont Ave., Chicago, IL 60634, has had its license denied for 31 days. This action was based on allegations of failing to disclose previous administrative actions taken by the state of Illinois on an insurance license application.

Vemeco, Inc., 2200 Hwy. 121, Ste. 200, Bedford, TX 76021, was ordered to pay a forfeiture of $5,000.00, to pay an additional amount upon receipt of a complete listing of all Wisconsin warranty holders, to cease and desist from acting as a warranty plan administrator unless and until it obtains authority to do so, and to provide all requested information to OCI within ten days. This action was based on allegations of conducting an insurance business without proper authority and failing to respond promptly to inquiries from OCI.

Copies of Administrative Actions